Protect what matters most to you with coverages designed for your individual needs and service second to none. We get to know you first then we work with leading insurers to provide you with the best options on the market. Why settle for anything less?
Our knowledgeable staff will provide comprehensive, cost effective policies for your home, auto or business.
We’ll work with you to find the right coverage for your needs, and save you some money in the process.
As independent agents, we have relationships with a full spectrum of national and regional insurance carriers; relationships that enable us to meet your needs. Our knowledgeable and experienced staff will help with any concerns or questions you might have. Whether you have the perfect history that the preferred companies desire, or if you have had some issues in the past, we will find the right coverage, with a highly rated company, at the best price for you. The companies that we represent are a direct reflection on the nature and quality of our agency. We are very selective about the insurance companies that we represent. We believe that our carriers are among the finest insurance companies; companies that offer quality insurance products, maintain sound financial stability, and provide claims service to our customers that is second to none.
Insurance is our only business, so you can count on us. As an independent agency, we work for you, not for the insurance company. Our staff will advise you on how to manage your risks, control your insurance costs, and in the event of a loss we will stand by you, working to ensure that you get a fair and prompt resolution to your claim.
The right coverage is important, and picking the right insurance agency is equally important. We are a firm of experienced proven professionals, both caring and conscientious; the kind of people you can trust and depend on.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Merrell Benco Insurance Agency - MBIA LLC represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.