Merrell Benco Insurance Agency

Don’t roll the dice with your business insurance. No two businesses are ever alike.   Our Commercial Lines specialists not only tailor a policy to fit your business’s needs, but also work diligently with you to avoid unnecessary exposures.  Our agency specializes in an industry unique to our area, the bungalow colony.  We offer both property and liability coverage for the bungalow colony owner.

Commercial Property Insurance provides coverage for the physical aspects of your business; your building and your business contents, equipment, inventory and monies and securities as well as loss of income due to a covered loss.

Commercial General Liability will protect you against claims resulting from allegations of negligence resulting in a determination that your business was responsible for bodily injuries, property damage, financial loss, personal injury or advertising injury.  Examples of potential losses are someone slipping and injuring themselves on your premises or being sued for false advertising.

Package policies or Businessower Policies (commonly referred to as ‘BOP’s) combine property and liability coverage under one policy.  These types of policies typically provide the best pricing when shopping for business insurance.  BOP’s also include many broad property coverages that are included automatically.

Business Auto Insurance provides coverage for cars, vans, and trucks used for your business.  These policies protect the business from financial losses incurred when operating a vehicle owned, leased, hired or borrowed by a business.  Should a business own more than five commercial vehicles coverage would be provided as a business fleet.

Workers Compensation Insurance provides coverage for income and medical costs for employees who are injured while working on the job.  Coverages can include medical benefits, indemnity and rehabilitation benefits.

For our business lines clients we offer: