Merrell Benco Insurance Agency

Our Personal Lines specialists work with you to tailor an insurance program to protect your family, home,  auto, and other valuable possessions.  For most people their home is the most important investment they will ever have.  Are you prepared for the catastrophic results of a loss to your home and your possessions? 

Homeowners Insurance provides a security net to protect what is likely to be your biggest investment in the event of a loss.  The proper homeowners policy will protect you should your home suffer damage due to fire, wind or lightening and storm damage or loss due to theft.  It will provide coverage should you be sued if someone is injured on your property.

Renters Insurance protects your personal belongings in an apartment that you rent.  The building is the landlords responsibility, but you need protection for personal items.  Items like your television, computer, clothing, furniture.  A renters policy protects you from loss due to fire, theft, vandalism, smoke and more. 

Rental and Seasonal Property Insurance protects landlords with single or multiple rental properties.  With coverage for the physical building as well as legal and personal liability.  Seasonal properties which are quite common in Sullivan and the surrounding counties are a specialty of our agency.

Personal Auto Insurance is designed to protect both you and your car in the event of accident, theft, injury and other damages.  Coverage is provided against financial loss should your auto injure others and you are held liable, including such expenses as medical bills and lost wages.  Comprehensive physical damage coverage will pay for damage to your auto (other than collision) when caused by vandalism, wind, theft or natural disasters.  Collision pays for damages to your auto caused by collision with any object.  This policy will also protect you from uninsured or under-insured motorists.

Here is a portfolio of the products we offer our personal lines clients: