“Catskill has a major risk of flooding over the next 30 years. This represents 16% of all properties in the city.”
“There are 291 properties in Catskill that have greater than a 26% chance of being severely affected” source: floodfactor.com
Did you know that your homeowners insurance does not cover flood damage?
Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
Merrell Benco Insurance Agency offers free, comparative quotes on flood insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.