Michelle Munoz

Insurance products are offered through the following insurers: Allstate Insurance (Roanoke, VA); AmTrust Insurance (New York, NY); Dryden Mutual Insurance Company (Dryden, NY); Encompass (Chicago, IL); Erie And Niagara Insurance (Williamsville, NY); ShelterPoint Life Insurance (Garden City, NY); Foremost Insurance (Carol Stream, IL); Guard Insurance Group (Baltimore, MD); Liberty Mutual Insurance (Boston, MA); Mid-Hudson Co-Operative (MHC) (Montgomery, NY); Midrox Insurance (Roxbury, NY); NY State Insurance Fund (Albany, NY); National General Insurance Company (Winston-Salem, NC); Nationwide Insurance (Columbus, OH); New York Central Mutual (Edmeston, NY); Plymouth Rock Assurance (Boston, MA); Preferred Mutual Insurance (New Berlin, NY); The Progressive Corporation (Mayfield Village, OH); Sterling Insurance (Boston, MA); The Hartford Insurance Group, Inc. (Hartford, CT); The Travelers Indemnity Company (Hartford, CT); United States Liability Insurance (Wayne, PA); Utica First Insurance Company (Oriskany, NY); NatGen Premier (Cleveland, OH); Utica National Insurance Group (New Hartford, NY); Allegany Co-op Insurance (Cuba, NY); Statewide Underwriters Services (Schenectady, NY); Michigan Millers Mutual (Lansing, MI); and other unaffiliated insurers.

Insurance services are provided by an independent insurance agency. Merrell Benco Insurance Agency and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.